Tag Archives: Heartland Bank blog

Student Loan Preparation

Preparing for student loans can help you understand your loans and to make timely payments.

Preparing for student loans can help you better understand your loans and to make timely payments.

Back in May, you graduated from college. This is one of life’s biggest accomplishments, but it also comes with a lot of responsibility. The responsibility includes: managing a fulltime job, living in a new place and paying off student loans. November is right around the corner, when your student loan grace period ends and your payments begin. Today’s Heartland Bank blog is about preparing to pay off your student loans.

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Remote Deposit Capture

Heartland Bank is offering you another way to make banking easier and hassle free.

Heartland Bank is offering you another way to make banking easier and hassle free.

Heartland Bank strives to bring you the best of the best in banking technology. When it comes to your convenience, we always look for ways to make your banking experience easier than ever, so we brought on a new way to deposit checks into your account at Heartland Bank. Remote deposit capture is an innovative and easy way to deposit into your account.

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Summertime Home Improvement Ideas

Get your home improvements done before the summer season is over!

Get your home improvements done before the summer season is over!

Summer brings longer weekends and time away from work. Maybe you are lucky enough to go on a vacation, or you’re just spending time at home. Whatever the case, we have a few ideas for summertime home improvement for your days off. Today’s Heartland Bank blog has four ideas for summertime home improvement to add to the to-do list.

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Tips for an Easier Financial Life during Simplify your Life Week

Simplify your finances with these tips.

Simplify your finances with these tips.

You’ve always wanted to simplify your finances. Whether that is through simplifying your investments or creating an emergency fund, now is the time to finally do so. The first week of August is Simplify your Life week and Heartland Bank is bringing you tips for simplifying your financial life.

  • Buy and hold- the market is a fickle thing, so quit trying to “time” the markets. It only causes additional stress.
  • Make a list of all your possessions- okay, so making the list may not be simple, but the purpose is simple. You can see which of the things you own are unnecessary and it will give a much needed wake up call to consume, spend and own less. Then…
  • Sell half of your list in a month- have a garage sale, put your stuff up on eBay, list it on Craigslist. You’ll make some cash, reduce storage costs and learn what you really need to live well.
  • Create and emergency fund- this takes discipline for many people, but there may come a time where you’ll be thankful you have it. Three to six months of living expenses should give you peace of mind.
  • Simplify your investments- “diversified” and “simple” aren’t mutually exclusive. You should be able to describe what you’re investing in and how it works.
  • Whatever it is you do well, do more of it- what gives the most value to your employer? Find out and replicate it as much as possible. No matter where you’re at in life, find out what extra value you offer and focus on that. You can’t be everything to everyone.

How can you implement these tips into your life this week? Share with us!

Heartland Bank is here for your wealth management, savings and agricultural banking needs.

Financial Tips for 20 Somethings

Develop good banking habits early on in life with these helpful tips.

Develop good banking habits early on in life with these helpful tips.

 

Living through your 20s can be a day-to-day financial struggle. While it seems difficult to think about your financial future while you’re dealing with your financial present, Heartland Bank is bringing you financial tips for your 20s and beyond. Keep these tips in mind while you venture through the next couple years. Continue reading →

Traveling Increases your Risk for Identity Theft

Use these tips to protect yourself from identity theft while on vacation.

Use these tips to protect yourself from identity theft while on vacation.

 

Traveling comes with many adventures including exploring different cultures, exploring new food and relaxing for a few days. Traveling also brings a heightened risk for identity theft, so Heartland Bank is bringing you tips for decreasing your risk for identity theft while traveling. Continue reading →

Accomplishing Your Financial Goals

Accomplishing your financial goals all starts with creating a monthly budget and sticking to it.

Accomplishing your financial goals all starts with creating a monthly budget and sticking to it.

 

Whether your financial goals are focused on saving for retirement, paying off student loans or having enough money to eat dinner next week, creating a monthly budget is the first step to financial success. Continue reading →

The Heartland Bank Blog: Your Go-To Source for Financial Advice

At Heartland Bank, we're ready to serve you any way we can.

At Heartland Bank, we’re ready to serve you any way we can.

When you have a question about money or finances, who should you turn to? It would make the most sense if your bank could help with your questions to help you make better financial decisions. At Heartland Bank, we recognize that part of our role as a true community bank is to help educate our customers to help them make the best decisions. This is a large part of recent changes that have happened at Heartland Bank.

As you no doubt have seen, we have updated our website to better reflect the services we offer. In addition to a new design and layout, our website has another new component: a blog. This will be a central hub for a variety of different resources for Heartland Bank customers.

The Heartland Bank blog will be updated each week with new content. Topics of the posts include practical things for your everyday financial life such as:

  • Budgeting
  • Creating a savings plan
  • Explaining the ins and outs of mortgages
  • Improving your credit score
  • Wasting less money
  • Keeping your information safe
  • And other money related topics

Our blog will also be the place for larger updates about products and services at Heartland Bank. You can stay current on our latest posts by looking at the news section on our home page or liking our Facebook page. 

We look forward to posting a lot of great content to help you with all aspects of your financial life. We hope to see you soon!

Heartland Bank, member FDIC