Category: Budgeting

4 Ways You Can Budget With an Irregular Income

If you work sales, freelance or are self-employed, you have a major issue to contend with when it comes to personal budgeting—an unpredictable income. While this can make it hard to plan your monthly spending, it’s not completely impossible. Today, Heartland Bank would like to offer you these tips to budgeting on an irregular income:

Read the full article »

How to Financially Prepare for Natural Disasters

When it comes to preparing your finances for certain occasions, natural disasters usually aren’t one of the events that come to mind. However, not creating an emergency fund for the unexpected could hurt you immensely since Mother Nature doesn’t care whether you’re prepared or not. That’s why Heartland Bank has put together a few tips

Read the full article »

Money Advice Gone Wrong

Sometimes the best intentions can lend themselves to producing the worst results. While many friends and family members may offer quick solutions to your financial anguish, often times, the best education, is understanding those lessons first hand. At Heartland Bank we’d like to showcase several of the most common pieces of advice we hear, and

Read the full article »

The 10 Best Things to Buy at the Farmers Market

One of the things we enjoy most during produce season is the delicious and money-saving weekend Farmer’s Market. Just about every community has their own local growers, and no matter where you are there’s sure to be some delicious baked goods as well. This season, our team at Heartland Bank would like to share our

Read the full article »

Money Advice from the Movies

Occasionally, even the best movies hold fantastic financial advice. We love these classic films and their timeless tales. At Heartland Bank, we’re excited to share their hidden financial advice, and help you make the most of your money-management, (while cluing you into some great movies to watch along the way!) “You… you said… what’d you

Read the full article »

Eat This Not That

Like many Generation X’ers, we grew into adulthood alongside this viral diet book, which showcased the epitome of dieting in the late 2000’s. Now a decade or two later, there are still some relevant tips and tricks we’re excited to share here. See how Heartland Bank can help you switch up your spending, by eating

Read the full article »

Who Says You Can’t Make a Snowball in the Spring?

While the weather can be as predictable as the Powerball, one thing that you can always count on through the seasons is your ability to snowball anytime you want. However, before you start creating snowmen out of ice shavings, let’s first cover what a snowball is. Typically in financial terms, snowballing is an action in

Read the full article »

How to Start a Garden without Splurging

Sunshine, flowering blooms, and the smell of something new, planting season is the perfect time to enjoy the outdoors and begin planting your summer garden. If you’re like most hobbyists, you find your plants each year at area greenhouses and nurseries searching for that perfect pop of color.  This year, Heartland Bank challenges you to

Read the full article »

Nature v. Nurture: The Psychology of Spending

If you’ve ever taken Psychology 101, you’ve probably heard the argument for nature v. nurture. In this multi-century discussion, psychologists have debated whether a person’s genetics or environment make a greater impact on their personal behavior. At Heartland Bank we’re excited to share our take on this timeless debate, and share how nature and nurture

Read the full article »