Red Flags to Look for on Your Credit Score

Everyone and their brother seems to be sharing the importance of checking your credit score, but once you have the information, how do you actually know what it means? At Heartland Bank, we want you to not only have the information about your personal finances but be able to understand and act upon it as

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10 Ways to Shop Local

Supporting our community is one of the most impactful ways we can help it grow. By shopping with local vendors and utilizing area service providers you and your family can help ensure that our community prospers and grows each year. If you want to shop local, but don’t know where to start, our team at

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Nature v. Nurture: The Psychology of Spending

If you’ve ever taken Psychology 101, you’ve probably heard the argument for nature v. nurture. In this multi-century discussion, psychologists have debated whether a person’s genetics or environment make a greater impact on their personal behavior. At Heartland Bank we’re excited to share our take on this timeless debate, and share how nature and nurture

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Three Things to Look for in a Starter Home

If you’re in the market for your first home, congratulations! Becoming a homeowner is an exciting step on your financial journey. At Heartland Bank, our dedicated mortgage lenders are here to help you find the best financing option for your new home. Remember you can stop in and secure a pre-approval letter before you start

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10 Steps to Opening Your Own Business

Creating the foundation of your next enterprise can be a challenging process. For everything from ideas to permits, it takes a lot to get a new business up and running. At Heartland Bank we would like to help you make your dream a reality, and offer these ten steps to opening your avant-garde operation: Write

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How to Shave Thousands of Dollars off Your Mortgage

Congratulations on purchasing your home. You are now privileged to enjoy the thrills of home repair, maintenance, and occasional renovation. Depending on your mortgage structure, you may be paying off your home for up to thirty years. Luckily Heartland Bank has some tips and tricks to help you reduce your repayment time. Using these three

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Fix-Up Your Budget

HGTV’s latest hit show, Fixer Upper, has fans and home buyers looking for new ways to save and restore old homes. While Chip and Joanna have become experts in home renovation, they’re not too shabby when it comes to finances either. Using their home building skills and our banking knowledge we offer these top tips

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How to Save for Retirement at Every Age

How much do you need to retire? Will you continue working after age 65? Do you want to travel during your retirement? These are just a handful of questions that are important for retirement preparation. Unlike saving for a home or new vehicle, saving for retirement requires long-term commitment and goal oriented benchmarks. At Heartland

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Planning Your Spring Garden for the Best Return

Spring is still just out of sight, but for prospective spring gardeners, the time to start seed germination is almost here! With seeds for some summer produce taking up to three months to prepare for planting, planning ahead of time can truly make or break both personal and commercial growers. Before you start organizing your

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