If your wallet is feeling a little lighter from impulse buys, blame your brain. It surges with feel-good chemicals after a purchase, making you crave more. That’s why therapy for shopping addiction actually exists. Heartland Bank is here to help you understand your brain’s cravings – and how to fight back.
Fall is in the air, which means Halloween will soon be here, which also means something else: your kids’ or grandkids’ sugar intake will soon be increasing exponentially! But while their main concern is their costumes and candy, you have to look at the financial side of this unique holiday.
According to the National Retail Federation, the average American spends about $77 on decorations, candy and costumes each year. Spending an extra $77 doesn’t seem like much, but it can make an impact on your monthly budget. Also, that number is an average, meaning there are people spending more and less than that.
Heartland Bank doesn’t want you to be scared by Halloween costs this year! Save some cash with these helpful tips:
Wouldn’t it be nice to live free of financial stress and worry? What would that look like to you? Perhaps it would mean not living in debt, or having enough money saved so that you don’t have to worry in the event you lose your job.
However you view it, “financial freedom” is undoubtedly a place most of us would like to be. Unfortunately, things always get in our way to achieving this freedom; kids, emergencies, life, or our own decisions are a few of the usual suspects.
In order to reach financial freedom, you have to set out your plan; the more detailed and specific the better. In an effort to help you get to the financial “promised land,” here are ten steps to set up your own financial plan.
Ghosts and goblins are spooky, but know what really sends chills down the spine? Cyberattacks. Last year, nearly one million computer viruses and malicious software pieces were unleashed each day.
October is Cyber Security Month, and Heartland Bank is giving you a couple of treats to avoid sneaky hackers’ tricks.
Learn some fun facts about harvesting in Iowa!
With harvest season upon us, Heartland Bank wants to take this time to celebrate all of the hardworking farmers in Iowa! Farming and agribusiness have been the backbone of Iowa’s economy for decades. Our local farm families and agribusinesses play a crucial role in the health of our economy and growth of our communities.
Insure the largest investment you will ever make: your home.
Although purchasing your first home may be one of the most expensive purchases you ever make, there is nothing better than having your own place to call home. Once you have a home, it is important to protect your financial and emotional investment by purchasing homeowner’s insurance.
Working in retirement can have many benefits.
Although starting a new job may not be at the top of your to-do list as you prepare for retirement, it is important to know that having a part-time job in retirement can have many benefits. From staying physically and mentally active to maintaining a small income, believe it or not, having a part-time job in retirement can be a great option for you!
Organizing your finances as a married couple is an important part of a successful marriage.
Getting married is one of the most exciting milestones in life. Once you are married, there is often times where lots of changes need to be made, such as your name or where you will live. Considering your finances as a couple is another important topic to explore as newlyweds. Heartland Bank wants to help you and your spouse get marriage started off on the right foot by providing a financial checklist for newlyweds.
Preparing for student loans can help you better understand your loans and to make timely payments.
Back in May, you graduated from college. This is one of life’s biggest accomplishments, but it also comes with a lot of responsibility. The responsibility includes: managing a fulltime job, living in a new place and paying off student loans. November is right around the corner, when your student loan grace period ends and your payments begin. Today’s Heartland Bank blog is about preparing to pay off your student loans.
Heartland Bank is offering you another way to make banking easier and hassle free.
Heartland Bank strives to bring you the best of the best in banking technology. When it comes to your convenience, we always look for ways to make your banking experience easier than ever, so we brought on a new way to deposit checks into your account at Heartland Bank. Remote deposit capture is an innovative and easy way to deposit into your account.
