Category: Personal Finances

The Route to Home Ownership

The journey to becoming a first time owner is an exciting and personal process. With questions ranging from price, commodities, to neighborhoods and more, the task of finding your ideal property can seem daunting. At Heartland Bank we want to help you make the most of your home buying experience with our guided route to

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How to Create your Emergency Fund and When to Use It

Creating a structured savings plan is one thing that can set apart the financial dreamers from the financial doers! By setting strict guidelines to your goal, and ensuring the correct follow through with a backed up savings plan, you can be certain of your success in accomplishing your future achievement! One of the biggest obstacles

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3 Steps to a Successful Retirement

A successful retirement plan involves extensive planning and lots of patience. Once accomplished however, you gain the benefit of watching your finances work for you! The average age of retirement is climbing. Currently averaging at age 62, reports speculate that the average retirement age may increase to 75 for recent graduates facing mountains of student

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How-To Save $5000 This Year: Our 52-Week Challenge

Whether it’s a house, a new vehicle, or other lending options, having a down payment is always a great first step.  In this 52-week challenge you will begin saving a little at a time to accumulate $5000 this year! Here’s how it works, every week you deposit a different amount into your savings account. As

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Securing Your Identity with Heartland Bank

Capture fraudulent activity as soon as it happens with Heartland Bank’s secure Identity Theft Monitoring System. Powered by IDT911, this incredible systems helps users prevent data breaches, and safeguards their information. Learn the top 5 ways to improve your online information with these easy tips courtesy of Heartland Bank. Be Careful What You Post When

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From Seed to Cup

Coffee: From Plant to Pour Whether it’s iced, pressed, decaffeinated, or steamed, coffee in the United States is a staple in the daily routine of over 50% of the population. For energy, for social gatherings, or for the sake of routine, consumption of caffeinated brews create an $18 billion industry in the U.S. each year.

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Repaying Student Loans

Over 40 million Americans utilize student loans. Across the country that adds up to be over 7 billion dollars in national debt, second only to mortgages. Take another look into your finances with these student loan tips courtesy of Heartland Bank! Choose your loans wisely: Calculate the cost of the necessities – tuition, room and

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Teaching Kids to Save

Sharing the value of money with you children can be an insightful learning opportunity. By encouraging them to grow in their fiscal responsibility they can begin to comprehend how to properly use and save money. Try these simple lessons to begin teaching your littles ones the importance of finances. See the value of savings: Before

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eStatements and Online Banking

eStatements and Online Banking Heartland Bank provides safe, speedy, and current access to your finances in-and-out of the office. Did you know that you can receive the same quality service on your digital device? Take a look at the benefits of our Online Banking and eStatements options. Check your balance: When having a conversation about

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