Category: Personal Finance

10 Saving Resolutions to Make This Year

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Start the year out strong so you can finish the end of the year with a bang! These are some of our favorite savings resolutions that are great for novice savers or experts! 1. Start with an emergency fund. The first step you should take this year is to make steps to build up an

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Kick Off The New Year With These Savings Tips

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Wow – we can’t believe it’s already 2020! The new year will bring children, weddings, new business opportunities and more. With that being said, we want to make sure you can continue to prosper financially. Here are our favorite savings tips to help you kick off the new year! Start saving for retirement. Yes, it’s

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4 Ways to Make Adulting Less Difficult Financially

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Even if you don’t want to admit it, you’re an adult. Some parts of adulthood are fun and exciting, while others are not. Part of being an adult is to become financially independent and embrace some of the less adventurous tasks. We’re here today to help give you four simple ways you can make adulting

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5 Hacks For Holiday Saving

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The holidays are upon us and that means more money will be spent! However, be careful not to go too far outside of your budget. Heartland Bank has compiled our favorite holiday savings hacks to help you keep more money in your pocket this season. Avoid Extras When buying food for the holidays or gifts

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How to Rebuild Your Emergency Fund

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It finally happened – you had to spend your emergency fund. The good news is you had a fund, but the bad news is you spent it. Where do you go from here and how do you rebuild what you had? We wanted to offer some insight on ways you can begin to rebuild your

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How To Set Up Your Holiday Budget

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The holidays set back many Americans into debt every year. Last year, the average incurred per person was around $1,000. It’s never too early to start deciding what your holiday budget will be so that you aren’t fretting over overwhelming debt in the new year. If you haven’t set up a budget before, the holidays

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6 Ways to Ditch Your Bad Money Habits

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Below are some tried and true ways to say goodbye to bad money habits.  Track Your Spending It’s easy to overspend if you don’t really know that you are overspending. If you take a close look at what’s coming out of your bank account on a recurring basis, you may be more hesitant to purchase

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How to Meet Your Retirement Saving Goals

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No matter your age, every day you work is a step closer to retirement. When you think of driving off into the golden years, where are you headed? You likely have a picture in mind whether it be having a house in your dream location or an RV to explore the National Parks. Whatever that

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Wedding Planning on a Budget

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Your wedding day is one of the happiest days of your life. You’re surrounded by family and friends and taking the next step in life with your spouse. And while your wedding is one of the happiest moments in your life, it is also among the most expensive. Luckily for you, there are some strategies

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Best Retirement Strategies for Your 20s

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If you’re in your twenties and thinking about retirement, you are light-years away from your peers who wait until it’s too late. You’ll be so glad you started to take serious steps towards your golden years with these straightforward strategies. 1. Negotiate More Your first job isn’t typically known to be a real money maker.

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