You have ventured out to achieve your dream of owning your own business. Unfortunately, there are criminals who aim to take what you have worked so hard for. These criminals aren’t what they used to be, they aren’t standing at your door, but likely anonymous and entering your business from a remote location. It can
If you’re a small business owner, you’re likely a dreamer and a doer. The dreamer side of you hopes that your business will never be infiltrated and the doer side of you is reading this blog, ready to take an active defense on cybercrime. You will need both of these great qualities in order to
Raising your credit score can seem like a daunting task, or you may not really care what your score is. However, a credit score affects more than you may realize, which is why we find it important to share our knowledge. Develop consistently strong credit habits with the following pieces of advice from Heartland Bank.
It’s nearly unavoidable to have some semblance of a social life if you are not using technology to connect with the outside world. From social media and texting to phone applications, we are always connected. Many are uninformed of how to maintain this social connection while at the same time protecting themselves from the most
The first step in protecting yourself from identity theft is understanding what identity theft actually is. It’s defined as “the illegal use of someone else’s personal information usually in order to obtain money or credit.” Do you have a credit card? If so, in a study by Experian, 81% of people said they rely on
When you are in the early stage of your career, there’s usually lots of bills that add up. Things such as rent, student loans or car insurance can truly wipe out your bank account. We want to make sure you avoid excess financial stress, which is why we’re offering four simple strategies on how to
Did you know that an alarming 73 percent of all Americans have become victims to some type of cyber crime? We are constantly glued to our devices; whether we’re checking emails or browsing social media, we have so much to do with so little time. Are we really paying close attention to ensure our personal
Asking yourself how much money you need in order to enjoy a comfortable retirement is difficult. Although it may be a challenge to figure out how much money you’ll need, a true monetary amount is different for everyone. It depends on factors such as where you’ll live, how healthy you are, and what you want
So You’ve Bought Your First Home: Savings 101 Congratulations! You’ve taken a big step in your financial future by purchasing your first home. As a new homeowner, you may be worried about the chunk of change you just spent, and your bank account may be looking a little slim right now. Luckily, Heartland Bank is
Say ‘I Do’ to savings and “no” to debt on your big day. Weddings can grow out of control and expensive in no time when the planning begins. That’s why it’s important to learn savvy ways to save before you walk down the aisle. Luckily, Heartland Bank offers a few creative ideas to trim your
