With the flexibility and freedom of self-employment comes the tricky challenge of managing your finances properly. Whether you’re new to the freelancing field or already know your way around the ropes, a quick money refresher is always a good idea. Below are our top money management tips for the self-employed. Have a Plan Budgeting is just as
Have you ever considered a farm loan, but weren’t sure what it involved? Good news – we’ve got the answers! Keep reading to learn more. What is a farm loan used for? A farm loan is for farmers or ranchers who want to purchase, sustain or expand your family farm but aren’t able to get
You’ve heard big banks advertise their services all over the world, but most consumers don’t realize all of the benefits that come with banking local. When it comes to customer service, banking fees and ethical choices, banking local is the smart choice, and we’ll tell you why. Great Customer Service Local bank employees have the
Whether in bustling cities or the rural Midwest, community banks improve lives in the communities they serve. This seems to be a popular notion across the nation, as can be seen by their large local support. According to the ICBA, community banks make up 96 percent of all banking institutions in the country. They are
Hosting a garage sale is not for those who are afraid of hard work. Like most things in life, in order for it to be a success, you need to be willing to put in the time and effort to make the experience pleasant for buyers and yourself. You need to be sure that the
The spring semester is quickly approaching, and with the impending holiday break in a few months what better way to spend your time than searching for scholarships? While it may not be on the top of your to do list over your break to take the time to find and apply for scholarships, taking this
One of the things we enjoy most during produce season is the delicious and money-saving weekend Farmer’s Market. Just about every community has their own local growers, and no matter where you are there’s sure to be some delicious baked goods as well. This season, our team at Heartland Bank would like to share our
By Darcy Dougherty Maulsby Pomeroy—When John Rosenboom finished eighth grade, his father, Steve, asked him if he wanted a car. Since the answer was yes, the pair went to the Garber-Birkey Implement Company in Pomeroy, where the younger Rosenboom was introduced to Ken Garber and landed his first off-farm job. “I worked there all through
A mouthwatering dish your grandmother made you, a leaf falling across the park, or one of the endless questions your preschooler has begun to ask you; the truth is great ideas can come from anywhere. If you have a concept you are itching to turn into a reality, there are some key components you’ll need
Supporting our community is one of the most impactful ways we can help it grow. By shopping with local vendors and utilizing area service providers you and your family can help ensure that our community prospers and grows each year. If you want to shop local, but don’t know where to start, our team at
