Whether your goal this year is to save up for a big purchase or have a pile of debt to work on, make 2021 the year you focus on your funds. Below are some ideas of financial goals you can set. Short-Term Goals When you set a short-term goal, you normally aim to accomplish it within 1-12 months. The following examples are goals you
As the holidays quickly approach, managing your money wisely becomes even more difficult. As you spoil your loved ones with gifts, celebrate the season with fancy dinners and go all-out on new decor, the budget tends to go out the window when the holidays come around. There’s no harm in enjoying the holiday season, but this blog will help you make sure
The holidays are right around the corner which means it’s time to start crossing items off the gift list. Whether you’ve fallen victim to these mistakes before or are trying to avoid them this year, this list will tell you exactly what not to do when holiday shopping. Not saving in advance The holiday season
‘Tis the season for spending time with family, making hot chocolate, building snowmen and, of course, buying presents! With the wonderful power of technology, we can surround the Christmas tree with gifts in just a few clicks. Keep reading to learn all about cyber safety while you shop this holiday season. Watch out for enticing
As joyful and exciting as the holiday season is, getting memorable gifts for your loved ones can bring about some financial stress. It’s always good to remind yourself that the price doesn’t always determine the quality of the gift you give. Rather than spending a fortune on big gifts, try one of these special gifts
Spring cleaning doesn’t just have to be about your house – sometimes your finances need a good dusting, too! We’ve put together some great and simple ways to clean up your finances and start fresh with your spending habits! 1. Clear Out the Paperwork Paperwork from your finances can pile up quickly. Now’s a great
Don’t let the end of winter freeze your bank account! Lower temperatures often mean higher bills, but with some simple moves you can keep a cool head about your finances. 1. Open Your Home to Sunshine The winter is often a little more gray and dreary. Take advantage of every sunny day you can. Open
The holidays are upon us and that means more money will be spent! However, be careful not to go too far outside of your budget. Heartland Bank has compiled our favorite holiday savings hacks to help you keep more money in your pocket this season. Avoid Extras When buying food for the holidays or gifts
It’s the holidays! As they come closer, you’ll want to be preparing your budget for the food and presents you’re buying. But, be careful not to overspend! Here are our top sanity-saving holiday hacks to follow. Be Frugal Online Use cashback apps like Ibotta and Ebates when you shop online for the holidays to save
The holidays set back many Americans into debt every year. Last year, the average incurred per person was around $1,000. It’s never too early to start deciding what your holiday budget will be so that you aren’t fretting over overwhelming debt in the new year. If you haven’t set up a budget before, the holidays
