Category: Savings

Deep Cleaning for Retirement

clean

It’s finally time! You’re getting close to taking a new path in life – but do you know where to begin? Retirement is an ideal time to declutter, as you may be downsizing or moving locations. Heartland Bank offers a few ways you can deep clean for retirement, so you aren’t left with a mess!

Read the full article »

Back to School Savings Tips

school

Back to school shopping can be dreadful. Trying to buy new school supplies for your kids or yourself can be crazy expensive. Luckily, these 5 saving tips might just be the key to school supply shopping success. Do a Closet and Supply Sweep Don’t be alarmed, but there may be school supplies lying around your

Read the full article »

5 Things to Teach Your Teens About Financial Literacy

teens

With your babies growing up, it’s never too soon to start teaching them the art of being fiscally responsible – but where do you start? According to the Council for Economic Education, only 17 U.S. states require high school students to take a personal finance class in order to graduate. Heartland Bank offers some great

Read the full article »

Habits of Financially Mature People

maturity

If you take a look around, you may notice that a majority of people from a variety of income levels seem stressed about their finances. Seventy eight percent of Americans are living paycheck to paycheck and debt is creeping up more and more every year. So what’s the secret for those who aren’t wealthy enough

Read the full article »

How to Stay in Debt – Crushing Habits

habits

Nobody wants to be consumed with worrying about their finances. Debt for most people is a fact of life. Unless you have a stroke of luck with the lottery, or a Daddy Warbucks, you are probably unable to pay cash for life’s most important purchases: a car, house or your college education. The goal with

Read the full article »

Simple Ways Going Green Can Save You Money at Home

green

Have you ever thought about making your household more environmentally friendly, but felt it would just be too expensive? Many homeowners are under this impression, even though they have a desire to reduce their carbon footprint. However, you don’t need to buy all new energy efficient appliances. In fact, going green and saving money can

Read the full article »

Gloomy Day Fun for the Budget-Conscious

You made it! It’s finally the end of the work week, you can’t wait to do anything that doesn’t involve sitting in an office. Maybe you can get that hike in you’ve been thinking about all week. Disappointment sets in as you peek out the window to gaze upon a blustery, cloudy and plain gloomy

Read the full article »

6 Ways to Maximize Online Holiday Shopping

Let’s face it, Black Friday and Cyber Monday aren’t for everyone. You rise at the crack of dawn and either have to fight the crowds or hope you have faster Wi-Fi than other shoppers. Luckily, these aren’t your only options when it comes to getting deals around the holidays. Heartland Bank has compiled this list

Read the full article »