Are you about to begin the hunt for your future home? We understand that the home buying process can become overwhelming, which is why we’d like to offer you a little insight. Start your home buying journey off right by completing this checklist! Strengthen your credit. A 620 FICO score means you can get a
Staying on top of your finances can prove challenging, especially when bills, debt, daily expenses and saving come into play. Finding your way to financial freedom takes time which is why Heartland Bank has compiled a few steps you can take to improve your finances. Coupon Like Crazy Some people always pay full price for
With winter at full force, heating bills will begin to skyrocket. The typical family spends an average of $2,200 per year on utilities, according to the Energy Department. To cut costs and crush your saving goals, Heartland Bank offers some simple ways to save on your energy bill. Wash Clothes On Cold About 90% of
If you’re fortunate, your parents may have taught you how to save your allowance or a certain percentage of each paycheck. If not, we are here to help you at the beginning of your financial journey as an adult! Stay tuned for some simple tips you can start doing now to strengthen your current and
We’ve all heard the tips about not eating out, cutting cable and canceling that gym membership you never use. However, that leaves us wondering what other crafty ways can we think of to save? Heartland Bank offers a few creative ideas on how you can keep money in your wallet while on a budget. Switch
An IRA is an individual retirement account that is used as a tool for people to earn and earmark funds for retirement savings. Retirement may seem far away, but the earlier you start to save, the better off you’ll be! These accounts can hold more money than any other type of retirement account. You have
Shopping for the holiday season can get pretty expensive – especially with gifts for the whole family and hosting traditional holiday parties. Luckily, this holiday season we are offering you 3 top-notch money saving hacks so you save more than you spend! Be a Thrift Store Champ – When you shop at thrift stores, you
The holidays are among us, but have you put together a savings plan? With all of the expenses hitting you at once, it’s important to have a plan of action. With the below tips and tricks, we believe you can keep your holiday shopping merry and bright. Make a List Create an entire list of
When you are in the early stage of your career, there’s usually lots of bills that add up. Things such as rent, student loans or car insurance can truly wipe out your bank account. We want to make sure you avoid excess financial stress, which is why we’re offering four simple strategies on how to
If you’re looking to buy a house, having a larger down payment will offer you a lot less financial stress in the long run. However, in order to put a larger sum of money down, you will need to take the right steps to save. Follow these 5 steps and you will be on your
