Not only does having an emergency fund give you peace of mind, but it can help you avoid the stress of being in debt. The best time to start building your emergency fund is now! If you’ve heard all about the importance of having this fund but aren’t sure how to get started, keep reading. Set a Goal The first step to building your emergency fund is figuring
Spring cleaning doesn’t just have to be about your house – sometimes your finances need a good dusting, too! We’ve put together some great and simple ways to clean up your finances and start fresh with your spending habits! 1. Clear Out the Paperwork Paperwork from your finances can pile up quickly. Now’s a great
Have you ever considered a farm loan, but weren’t sure what it involved? Good news – we’ve got the answers! Keep reading to learn more. What is a farm loan used for? A farm loan is for farmers or ranchers who want to purchase, sustain or expand your family farm but aren’t able to get
Are you ready to mix things up in the design of your home, but not ready to burn through your precious money to do so? We know some tips and tricks that will allow you to revamp the look of your home without going overboard on price. Keep reading to find out how! Improve the
The new year is full of hope and imagination for the future. It can be challenging for anyone to stick with these goals, especially financial ones. We’re happy to tell you that there is a way to make these goals a reality by sticking to these wise practices. Be Realistic In order to make your
Are you kicking yourself for how you handled last year’s taxes? You can feel better about next year by learning a little bit about tax savings now. Consider Donations Not only is donating to charity a great way to give back to the community, but it is also a smart way to have a tax
Start the year out strong so you can finish the end of the year with a bang! These are some of our favorite savings resolutions that are great for novice savers or experts! 1. Start with an emergency fund. The first step you should take this year is to make steps to build up an
Wow – we can’t believe it’s already 2020! The new year will bring children, weddings, new business opportunities and more. With that being said, we want to make sure you can continue to prosper financially. Here are our favorite savings tips to help you kick off the new year! Start saving for retirement. Yes, it’s
Even if you don’t want to admit it, you’re an adult. Some parts of adulthood are fun and exciting, while others are not. Part of being an adult is to become financially independent and embrace some of the less adventurous tasks. We’re here today to help give you four simple ways you can make adulting
The holidays are upon us and that means more money will be spent! However, be careful not to go too far outside of your budget. Heartland Bank has compiled our favorite holiday savings hacks to help you keep more money in your pocket this season. Avoid Extras When buying food for the holidays or gifts
