Even if you don’t want to admit it, you’re an adult. Some parts of adulthood are fun and exciting, while others are not. Part of being an adult is to become financially independent and embrace some of the less adventurous tasks. We’re here today to help give you four simple ways you can make adulting
A dream is just a dream until a plan is created and executed. It can be a challenge to know where to start, as some days the expenses seem to come in faster than you can keep up. It’s time to take a step back, think about what you want for your life and begin
With your babies growing up, it’s never too soon to start teaching them the art of being fiscally responsible – but where do you start? According to the Council for Economic Education, only 17 U.S. states require high school students to take a personal finance class in order to graduate. Heartland Bank offers some great
If you’re a teen, you know that making adequate money for your college fund and paying for the rising cost of items is challenging. School has never been as time-consuming and with the economic pressure to go to college and the rising rate in unpaid internships, you may be at a loss as to whether
If you work sales, freelance or are self-employed, you have a major issue to contend with when it comes to personal budgeting—an unpredictable income. While this can make it hard to plan your monthly spending, it’s not completely impossible. Today, Heartland Bank would like to offer you these tips to budgeting on an irregular income:
The spring semester is quickly approaching, and with the impending holiday break in a few months what better way to spend your time than searching for scholarships? While it may not be on the top of your to do list over your break to take the time to find and apply for scholarships, taking this
Odds are you’re probably reading this blog post on your cell phone, which you found through an app on your smartphone and then used it to get directions to Heartland Bank. Seventy-seven percent of Americans now own a smartphone and use it on a daily basis. With so many people accessing, searching and downloading things
Sometimes the best intentions can lend themselves to producing the worst results. While many friends and family members may offer quick solutions to your financial anguish, often times, the best education, is understanding those lessons first hand. At Heartland Bank we’d like to showcase several of the most common pieces of advice we hear, and
There are literally thousands of how-to’s and self-help books for parents, but truly the only real way to learn how to raise a child is to do it! Luckily our growing team of parents at Heartland Bank have some true hands-on experience when it comes to upbringing and explaining money management to little ones. One
Sometimes finding the perfect idea for a new business can be easier said than done. Often you start by asking yourself a series of questions. Where is there a need? What can be created more efficiently? How can I solve a recurring problem? These are all great prompts to help you when looking for a
