Category: Budgeting

How to Tip on Vacation

Traveling the world is both adventurous and insightful. From climbing mountain peaks, to swimming among tropical fish, wherever your next vacation takes you, make sure you’re financially prepared. At Heartland Bank, were excited to help you get ready for your upcoming destination! Try these tipping tricks next time you’re out and about on your future

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The DO’s and DON’TS of Debit and Credit Cards

This week we are excited to dive into the Do’s and Don’ts of Credit and Debit cards! Offering two very similar, but uniquely different services for your financial needs, these cards can help you to reign in your finances and grow your credit score when used properly. Learn all about these tips and tricks courtesy

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How to Create your Emergency Fund and When to Use It

Creating a structured savings plan is one thing that can set apart the financial dreamers from the financial doers! By setting strict guidelines to your goal, and ensuring the correct follow through with a backed up savings plan, you can be certain of your success in accomplishing your future achievement! One of the biggest obstacles

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5 Financial Tips for Farmers

Feeding America isn’t the job for everyone, but for the select few, a career in agriculture is the epitome of making a difference in the world. Getting up at dawn, and getting in at dusk, many rural farmers have daily tasks which keep them running 24/7. At Heartland Bank we’d like to help make one

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The Ultimate Guide to Garage and Yard Sales

With pockets full of dollar bills and a list of dream finds in hand, serious garage sale goers are perking up for the upcoming season. Become a pro deal-spotter by harnessing some of their top tricks of the trade! Check for warranties: Even if they’re dinged or damaged, goods by brands like Craftsman and Chaco

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How-To Give Your Children a Financial Education with Their Allowance

An allowance, when treated as an educational opportunity, gives your child hands-on experience in budgeting, saving, spending, investing, earning, negotiating, and tracking their money. With these tactics, you and your child can make the most of their allowance while growing their financial literacy. Shy away from weekly allowance. A bi-weekly or monthly allowance better reflects

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The Top 5 Budgeting Apps to Get You Organized

Have you noticed yourself hitting the “check out” button a little more frequently when you shop on your phone? You’re not alone. In 2015, mobile commerce grew to a staggering 30% of all U.S. online shopping. This shows a growing trend of mobile purchasing moving billions of dollars in sales via handheld technology. While smart

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The Do’s and Don’t of Home Buying

Begin the journey of purchasing your new home with Heartland Bank! We’ll help guide you through the process of securing a new residence for you and your family. Stick with these easy do’s and don’ts and you’ll be on the path to success. Do: Secure a loan before a home: While the hunt for the

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How-To Purchase Your Next Vehicle

Purchasing a new vehicle is always an exciting venture. At Heartland Bank we want to help you maximize your buying experience with a trusted and affordable auto loan. Before you start roaming the car lots, glance at our easy auto check list to see what type of vehicle both you and your budget are searching

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3 Steps to a Successful Retirement

A successful retirement plan involves extensive planning and lots of patience. Once accomplished however, you gain the benefit of watching your finances work for you! The average age of retirement is climbing. Currently averaging at age 62, reports speculate that the average retirement age may increase to 75 for recent graduates facing mountains of student

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