Category: Budgeting

6 Steps to Scoring Your Savings Goal

Do your savings goals make you feel frozen? Get back on the ice this season, and let Heartland Bank help you win your personal financial game. We’ll show you how to keep pushing forward with these strategic hockey tactics: Always look for the shot. One of the first and most important ways to save is

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How to Plan Spring Break on a Budget

Spring break is a magical time of the year when school is out, the beaches are calling, and wanderlust seems to finally hit at full force. Before you jet-set to your next destinations, make sure you’ve saved enough to enjoy this vacation, without the addition of debt. To help cut the costs, but not the fun,

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Can You Really Save on Travel: True or False?

Checking numerous sites for the best deal can be labor-intensive, and potentially counterproductive. With many American travelers turning to vacation book sites and apps, Heartland Bank is curious if they really save you money. After thorough research, we’ve discovered these four truths to successfully budgeting your next getaway: TRUE: Travel sites offer money-saving opportunities. FALSE:

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The Cost of Kids: How to Plan for Your Growing Family

At Heartland Bank, we understand that adding to your family may not only be an emotional decision but a financial one as well. With the growing costs of childcare alone, it’s important to have a well-rounded plan for covering the expenses of your expanding household. In order to plan most effectively, we recommend structuring your

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Student Loan PSA: What Student Debt Really Looks Like

Obtaining your secondary education can be a landmark goal on your journey to success. By opening up opportunities, and enhancing your capabilities, the study of discipline gives you the skills you need to conquer your future ambitions. More often than not, student loans offer a helpful supplement when financing this experience. However, many students are

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7 Financial Goals to Make 2017 a Success

Heartland Bank challenges you to make 2017 the year of financial prosperity. Complete with an emergency fund, sound credit, and a monthly budget, you can conquer any fiscal goal so long as you keep moving towards it. To optimize your money management potential, we recommend these seven goals: Check Your Credit Score. There are many

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5 Ways to Save on Your Home Energy Bill

The cold months are here, and so is the increase in your home’s energy usage. Before the days get too chilly, put these key steps in motion to save some serious pocket change on your next utility bill. Swap out your 40 watt bulbs for a more efficient LED bulb. While the lights themselves may

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The Envelope System 1-2-3

This age old budgeting system still offers valuable insights to individuals and families across the country. Simplistic in form, this budgeting tool can help you manage your funds through direct accountability and a simple tracking function. Get started today, and Heartland Bank will help you along the way! What is the envelope System? The envelope

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The 10 Most Affordable Winter Destinations

The snowbirds seem have the right idea! Just as winter becomes too chilly and snow-filled, they flee to warmer weather! It just so happens that this is the ideal time to visit a variety of areas, while their prices remain low during their slower season. See how you can capture the best deals on your

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Save $3,500 this Year by Removing These 6 Things

Saving money is no easy task! Only after dedication and determination, can you look successfully into your account to see the difference saving can make. At Heartland Bank, we’re excited to help you achieve your financial goals, and we can’t wait to get started! If you’re looking to tuck some funds away for an emergency

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